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This is the story of Yukichi Fukuzawa, one of the most effective business entrepreneurs in early modern Japan. He was the inspiration of the Yokohama Specie Bank, without which the Japanese could not have set up a sound banking system and instigated the bookstore chain Maruzen. He was adviser to the newly founded shipbuilding and mining Mitsubishi and helped to lead the old established House of Mitsui into the modern age.