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Can the Social Security system be restructured without risking the benefits of current recipients while at the same time controlling for the political sleight-of-hand that has brought the program to the point of collapse? Author E. J. Myers shows just how easily it can be done once America's biggest retirement program is removed from political control and put into the hands of America's workers. His plan to privatize the retirement system in an income-generating investment structure would safeguard the benefits of current retirees and those about to retire while creating a bold new program for younger workers that could secure for them a retirement package beyond anything Social Security could ever promise - just by modifying a federal retirement plan already in place. And all this can be done without altering the current level of Social Security tax or benefits, without forcing the federal government to repay the hundreds of billions of dollars it has "borrowed" from the Social Security Trust Funds, and without forcing future generations to pay for the retirement of their elders while they are saving for their own.